About Us

Total Planning Veterinary Services was founded over thirty years ago by Keith Lerner, CLU, ChFC and started with one graduating veterinary student. After two decades of being a solo practitioner he was joined by his son, David Lerner. Fast forward to the present and the firm consists of many financial advisors, insurance professionals, and veterinarians.


We are most widely known for our special disability insurance programs for veterinary students and practicing veterinarians. Total Planning Veterinary Services currently serves thousands of veterinary clients across the United States.


What makes us unique is that we specialize in working with veterinarians. We understand the unique challenges that veterinarians face and have developed solutions to meet your needs.


Total Planning Veterinary Services does not charge any planning or consultation fees. We look forward to assisting you! 

Meet The Team

Dr. Sarah Pietropaoli

Veterinary Educational Consultant

Dr. Pietropaoli grew up in Southern Maryland, and dreamed of being a veterinarian for her entire childhood. She majored in Foreign Affairs and Islamic Studies at the University of Virginia (Go Hoos!) for college, and then moved to Blacksburg to complete her Doctor of Veterinary Medicine (DVM) and her Master of Public Health (MPH) at the Virginia-Maryland College of Veterinary Sciences. 


She now practices in a companion animal exclusive practice in Washington, DC, and has particular interests in ophthalmology, soft-tissue surgery, and preventative care. Outside of work, she loves water-sports, hiking, and running. She also enjoys cooking, visiting local restaurants, and spending as much time as possible with her dog, Copper.

Abigail Colvin

Marketing Director

Abigail Colvin is the Marketing Director for Total Planning. A resident of Jupiter, Florida, Abigail loves being a Gator and is excited to start her senior year at the University of Florida, studying Tourism, Hospitality and Event Management. Always organizing, she strives to add creativity and build a strong relationship with clients.


Abigail has also enjoyed her role as Assistant Event Coordinator for Always Eventful Planning. Outside of work, she loves boating, hiking, traveling, figure skating, and taking her golden doodle, Louie, to the sandbar.

Gonzalo Borquez

Managing Director

Gonzalo Borquez is an Argentinian native who has lived in Miami most of his life. While attending the University of Florida, Gonzalo worked at Total Planning as a part time intern. After earning his Finance degree, Gonzalo accepted a full time position at Total Planning Veterinary Services. In 2020 Gonzalo was promoted to managing partner were he currently works with veterinarians from around the country. He holds a life, health and annuity license.


In his free time, he spends most of his time in the outdoors playing sports, exercising or on the water.

Dr. Johanna Wade

Veterinary Educational Consultant

Dr. Johanna Wade, DVM is a practicing veterinarian in addition to being one of the Veterinary Educational Consultants with TPVS. She graduated from the University of Florida with a Bachelor's degree in Wildlife Ecology and Conservation and went on to earn her Doctorate in Veterinary Medicine also at UF. She lives in South Florida with her family and owns a mixed animal house call practice. In her spare time, Dr. Wade enjoys nearly any activity outdoors -- from the beach to the woods!

Dr. Courtney Scarborough

Veterinary Educational Consultant

Dr. Courtney Scarborough is a 2018 graduate of the Virginia-Maryland College of Veterinary Medicine. She was president of the VA-MD Chapter of the VBMA during her time in veterinary school and got to know the Total Planning Veterinary Services team while serving as their student representative. She has a passion for educating students about disability insurance and financial preparedness. She practices small animal medicine in the Bay Area full time and serves as the West Coast Total Planning Veterinary Services Veterinary Education Consultant. 

Total Planning

Veterinary Services

© 2023 by FinancialServices. Proudly created with  Wix.com

  • Facebook
  • Instagram